Website Terms and Conditions of Use

• About this website
• Links to other websites
• Third Party software
• Product Information and Supply
• Warranties
• Limitation Of Liability
• Termination
• Jurisdiction
• Copyright And Trademarks
• Linking To Safe Debt Management website
• Acceptance and changes to Terms Of Use

About this website

This website is operated by Safe Debt Management Pty Ltd (ACN 010 183 294). Safe Debt Management is part of the Safe Financial Group of companies

Your use of the information, graphics and materials on the Safe Debt Management Pty Ltd website (“Material on this website”) is governed by these Terms of Use and the Privacy and Security Statement.

In addition to the terms contained in this document, there are also specific terms which form part of the Terms of Use and govern your use of, and access to, certain sections of the Safe Debt Management Pty Ltd website. Since you are also bound by these additional terms, you should review them wherever they are accessible by you on the Safe Debt Management Pty Ltd website.

Links to other websites

The Safe Debt Management Pty Ltd website may contain links to other websites operated by third parties (“Third Party Websites”). Safe Debt Management Pty Ltd does not endorse, or approve of the operators of Third Party Websites, or the information, graphics and material on those Third Party Websites (“Third Party Material”).

Subject to any applicable law which cannot be excluded, Safe Debt Management Pty Ltd makes no warranties or representations:

• regarding the quality, accuracy, merchantability or fitness for purpose of Third Party Material or products or services available through Third Party Websites; or
• that Third Party Material does not infringe the intellectual property rights of any person. Safe Debt Management Pty Ltd is not authorising the reproduction of Third Party Material by linking Material on this website to Third Party Material.

When you follow a link on the Safe Debt Management Pty Ltd website, material at a Third Party Website may be displayed in your browser framed by Material on this website. This material is also Third Party Material for the purpose of these Terms of Use.

All offers to sell and statements relating to goods and services available on Third Party Websites are the responsibility of and given by the Third Party Website operator. In so far as such offers and statements are made on the Safe Debt Management Pty Ltd website, such offers and statements are made by Safe Debt Management Pty Ltd on behalf of the operator. Safe Debt Management Pty Ltd expressly disclaims acting in any other respect on behalf of Third Party Website operators.

Safe Debt Management Pty Ltd may receive payments from operators of Third Party Websites in relation to goods or services supplied by the operator as a result of you linking to the Third Party Website from the Safe Debt Management Pty Ltd website.

Third Party Software

Unless otherwise indicated software downloads available via links from the Safe Debt Management Pty Ltd website are third party products. These products may be subject to a licence agreement between you and the relevant product owner. To the extent permitted by law, Safe Debt Management Pty Ltd accept no liability in respect of such third party products and Safe Debt Management Pty Ltd provide no warranty and give no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning these products.

Product Information and Supply

Material on this website may contain general information about Safe Debt Management Pty Ltd products and services. Unless expressly stated otherwise, this information:

• does not constitute an offer or inducement to enter into a legally binding contract; and
• does not form part of the terms and conditions for Safe Debt Management Pty Ltd products and services.

For further information about a particular product or service please complete the e-form on the product or service page.

Applications for credit are subject to the Safe Debt Management Pty Ltd normal credit approval criteria.

Unless expressly agreed otherwise:

• products and services discussed in the section of the Safe Debt Management Pty Ltd website which refers to the Australian operations of Safe Debt Management Pty Ltd (the “Australian Section”) will be provided only to Australian residents. These products and services are generally not available to non-Australian residents because they may not comply with non-Australian laws; and
• products and services discussed in the sections of the Safe Debt Management Pty Ltd website which refer to the various non-Australian operations of Safe Debt Management Pty Ltd or discussed in websites operated by Safe Debt Management Pty Ltd outside Australia and linked to the Safe Debt Management Pty Ltd website (the “International Sections”) will be provided only to residents of the jurisdiction to which a particular International Section applies, and only to the extent that those products and services comply with the laws of that jurisdiction.

Warranties

While we have made every effort to ensure that information is free from error, Safe Debt Management Pty Ltd does not warrant the accuracy, adequacy or completeness of Material on this website. All information is subject to change without notice. Safe Debt Management Pty Ltd recommends that you seek independent advice before acting upon Material on this website or Third Party Material. Safe Debt Management Pty Ltd does not guarantee that the Safe Debt Management Pty Ltd website or Third Party Websites will be free from viruses, or that access to the Safe Debt Management Pty Ltd website or Third Party Websites will be uninterrupted.

Limitation of Liability

Subject to any responsibilities implied by law and which cannot be excluded, no member of Safe Debt Management is liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever arising out of or referable to Material on the Safe Debt Management website or to Third Party Material, whether in contract, tort including negligence, statute or otherwise.

Liability of any member of Safe Debt Management for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at Safe Debt Management, to:

• the supply of the goods or services again;
• the repair of the goods; or
• the payment of the cost of having the goods or services supplied again or repaired.

Termination

These Terms of Use (and the agreement constituted by your use of the information, graphics and materials on the Safe Debt Management website and your access to the Safe Debt Management website may be terminated at any time by Safe Debt Management without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by Safe Debt Management will survive termination, however, you will no longer be authorised to access the Safe Debt Management website.

Jurisdiction

Unless expressly agreed otherwise:

• the Australian section is provided for use only by Australian residents. The law applicable to use of the Australian section and to disputes arising out of the Australian section is the law
• each International Section is provided for use only by residents of the jurisdiction to which that International Section applies. The law applicable to use of each International Section and to disputes arising out of the International Section is the law of Australia.

Copyright and Trademarks

Copyright in the Material on this website is owned or licensed by Safe Debt Management.

Except where necessary for viewing the Material on this website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms of Use, no Material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Safe Debt Management.

“Safe Debt Management” and all associated trademarks, are trademarks of Safe Financial Group.

Linking to Safe Debt Management Website

Please contact Safe Debt Management if you would like to place a link to any part of the Safe Debt Management website.

Acceptance and Changes to Terms of Use

You acknowledge and accept that your use of the Safe Debt Management website indicates your acceptance of these Terms of Use and the Privacy and Security Statement.

These are the current Terms of Use. They replace any other terms of use for the Safe Debt Management website published on the Safe Debt Management website to date. Safe Debt Management may at any time vary the Terms of Use by publishing the varied Terms of Use on the Safe Debt Management website. You accept that by doing this, Safe Debt Management has provided you with sufficient notice of the variation.

Safe Debt Management reserves any rights not expressly granted in these Terms of Use.